Articles by Chris Skinner
- Ideas and Innovation for Financial Advisors - Advisorpedia
AI Is Becoming Your Operating System—Are You Ready?
The challenge is reinventing the enterprise for a world where machines don’t just support decisions, but increasingly make them.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Tokenization and AI Are Building a Whole New World of Money
Those tokens were essentially the first abstraction of value – a way to represent ownership without moving the underlying asset.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Billions in Crypto Risk Being Lost Across Generations
Made me realise that, if I wasn’t around, what would happen to my crypto investments? How would my family, who are far less techie than me, survive?
- Ideas and Innovation for Financial Advisors - Advisorpedia
Trade Bitcoin With Just Your Heartbeat
Here’s my vision of the near-term future. Money, investing, saving, trading will be just like Siri and Alex.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Digital Assets, Stablecoins, and Rise of Intelligent Compliance
We saw it with the internet, with mobile banking, with fintech—and now we are seeing it again with digital assets and stablecoins.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Cryptocurrencies Are Rife With Scams and Money Laundering
Cryptocurrencies are rife with scams and money laundering. It just reflects the same things we see in traditional financial services.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Why 2026 Will Be the Most Important Year in Fintech and Crypto Since 2008
Pointing to a world defined less by individual products and more by systemic shifts in how economies, institutions, and people interact with technology.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Is Crypto Really Safer — Or Just a New Playground for Scammers?
Unlike fiat currencies, all blockchain-based transactions can be traced for history. So, is crypto the solution to avoid being a victim?
- Ideas and Innovation for Financial Advisors - Advisorpedia
Many Financial Industry Climate Initiatives Are Authentic … They’re Just Not Working
People in finance working hard on climate, but emissions are on the rise and there are still flows of finance going into misaligned activities. #ESG
- Ideas and Innovation for Financial Advisors - Advisorpedia
AI Isn’t Taking Over—It’s Learning To Work With Us
Many movies, media and headlines portray AI as frightening. It’s going to take out jobs, bring robocop to the streets and take over our lives.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Post-Quantum Security Is Becoming a Requirement for Money
Put that in context: it means that most cryptocurrencies and bank encrypted systems will be broken in the next twenty years.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Nothing Is Real Anymore: Why Deepfake AI Defined 2025
AI and AI hype from Agentic AI to AGI Artificial General Intelligence to Robots, chatbots and more but, for me, it has been the year of Deep Fake AI.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Digital ID Is Inevitable—but Who Controls It Will Decide Everything
Many governments around the world are developing digital IDs, inspired by the success of Aadhaar in India, the world’s first major scheme.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Stripe Offered $1.2 Billion. They Said No. Now Airwallex Is Worth $8 Billion.
Today, they’ve just shared that their latest valution is $8 billion valuation, based upon $1 billion in revenues ARR.
- Ideas and Innovation for Financial Advisors - Advisorpedia
The Rise of AI Girlfriends: Have We Given up on Dating Each Other?
Are we giving up on dating and instead putting all of our demands onto digital people who are programmed to behave and speak exactly how we want?
- Ideas and Innovation for Financial Advisors - Advisorpedia
The Third Technology Revolution Is Here: Why the Intelligence Era Will Eclipse Digital and Mainframe
I would claim that the second revolution culminated in smartphone connectivity and cloud computing.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Don’t Believe What You See: How AI Deepfakes Are Costing Millions and Growing Fast
The critical factor here is that scams using AI and deep fakes will be persistent and growing over the next decade.
- Ideas and Innovation for Financial Advisors - Advisorpedia
The Rise and Fall of Human Interaction
We are now socially interacting digitally far more globally on Instagram and TikTok, but interacting far less socially face-to-face. Is this good or bad?
- Ideas and Innovation for Financial Advisors - Advisorpedia
We Were Promised Simplicity. Instead, Digital Banking Became a Maze.
It seems to me that the more we digitalise, the more complex we are making the access and system processes.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Goodbye Google? How Microsoft’s AI Bet Is Rewriting the Future of Search
Sure, I can record voice memos that translate to text, but I still like the feel of the keyboard. OK, boomer!
- Ideas and Innovation for Financial Advisors - Advisorpedia
Why Digital Twins Could Be the Most Important Tech You’ve Never Heard Of
SCS includes unmodified devices connecting to a LEO satellite constellation using existing licensed cellular radio frequencies.
- Ideas and Innovation for Financial Advisors - Advisorpedia
Are We Ourselves From Day One? Nature, Nurture, and That First Spark
How much of your personality is genetic versus environmentally developed? Is it nature or nurture?
- Ideas and Innovation for Financial Advisors - Advisorpedia
The Wild West of Crypto
The Wild West of Crypto
- Ideas and Innovation for Financial Advisors - Advisorpedia
Traditional Banks Are Suffocating … They Just Don't Know It Yet
Traditional Banks Are Suffocating
- Ideas and Innovation for Financial Advisors - Advisorpedia
The Case for a Bitcoin ETF
The Case for a Bitcoin ETF
- Ideas and Innovation for Financial Advisors - Advisorpedia
The Real Reason People Don't Change Banks
The Real Reason People Don't Change Banks