Personal Finance
Investor behavior, family financial conversations, and planning decisions beyond the portfolio.
October Is Estate Planning Awareness Month: Is Your Plan Still Working for You?
. Just as importantly, it should work together with your investment strategy, tax plan, retirement income strategy, and family goals.
The Financial Question Most Investors Forget to Ask: “What If I’m Wrong?”
Behavioral economists call this confirmation bias, the well-documented human tendency to seek out information that supports what we already believe and to dismiss information that contradicts it.
Is Your Portfolio Too Dependent on America? What Investors Should Consider Now
American investors keep about 81% of their stock holdings at home, according to research from Vanguard, even though American companies make up roughly 60% of the world’s stock markets.
Show Me Where You Spend Your Money, and I’ll Show You What You Value
Words are cheap. Spending patterns are not. The gap between the two reveals more about what people genuinely value than any verbal commitment ever will.
Where Is Your Money Going—and Is It Taking You Where You Want to Go?
It’s not uncommon for your long-term aspirations to sometimes conflict with short-term priorities. This dissonance can move your money into places that don’t support your overall financial plan.
Trump Accounts Are Going Automatic. Here’s What Parents Need to Know
Taking feelings about the president out of the equation, it is a good thing that eligible families are being automatically enrolled in Trump Accounts.
Trump Account vs. 529 vs. Roth IRA: Which Child Savings Account Fits Your Family?
I’m going to keep this non-partisan. Call it a Trump Account, call it a §530A account, call it a child IRA. The mechanics are the mechanics. Let’s get to them.
Stop Waiting for the Economy to Return to Normal. It May Never Happen.
In the meantime, what might a flat economy mean for you? In the labor market, if you have a job, you are unusually safe, because employers are not firing.
LeBron’s $8 Million Contract Reveals the Real Power of Building Wealth
You have an audience that wants to hear from you, companies want access to that audience, and you get paid for lending your name and credibility to their products.
Did Marriage Hold You Back From the Life You Really Wanted?
Divorce can reveal how much of yourself was lost along the way, creating an opportunity to reconnect with your goals, values, and identity.
Stop Watching the Scoreboard: Nick Saban’s Investing Lesson for Long-Term Success.
A process-driven approach to investing can help investors stay disciplined, avoid outcome bias, and keep long-term goals in focus.
The Cost of Doing Everything Yourself
Sometimes the smartest use of money is buying back the time and mental space you can’t replace.
What If Your Retirement Plan No Longer Fits the Life You Want?
Retirement planning can create space to reconsider where you live, how you work, and what you want your next chapter to look like.
"Somebody Will Help” Isn’t a Retirement Plan
I’ve been thinking about a very simple exercise that probably belongs somewhere between a retirement plan and an uncomfortable family dinner.
Why Financial Planning and Estate Planning Are No Longer Enough
Those things can disappear surprisingly quickly. And once they're gone, no estate document can bring them back.
The Scholarship Was Free. The Cost Wasn’t.
She gave up family vacations, school dances, friends’ birthday parties, and the ordinary preteen and teen years when most of us begin to find out who we are with nobody keeping score.
The Financial Reset: Stay, Shift, or Start Over?
Maybe a goal is taking longer than you expected. Maybe your circumstances have changed, or maybe the goal itself just doesn’t feel as important as it once did.
Estate Planning Is More Than a Will: 5 Levels Every Family Should Consider
Each level builds on the one below it, moving from the essential legal foundation toward something more complete: a plan your family understands, can carry out, and has talked through together.
Finfluencers to Financial Planning: Turning Online Interest into Client Relationships
For advisors, that creates an opportunity to meet clients where they are, build on what they have learned and show them the value of personalized financial guidance.
The Social Security Statement: The Most Important Document You’re Probably Ignoring
That’s a problem, because your Social Security Statement is the single most important piece of paper the federal government will ever send you.
